Farm
We oversee your farm operations, fields, and animals, just as you do every day. We protect your agricultural business.
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Talk to a broker 1-888-625-6846
Farming demands unwavering perseverance and discipline. However, despite your relentless efforts, you can’t predict every outcome. Our farm insurance safeguards your crops, buildings, machinery, and livestock. This essential agricultural insurance protects your investments so you can move forward each season with peace of mind.
Work the Land with Peace of Mind: Your Farm Insurance Solutions
Malouin Assurance’s mission is to help our farmer and producer clients choose farm insurance products for agricultural businesses that are truly adapted to their specific needs. Many of our brokers have over 25 years of experience in property and casualty insurance, farm insurance, and financial planning.
Livestock Insurance
This insurance protects you if your livestock (farm animals) are victims of an accident, such as a fire, a severe storm, or a collision with a vehicle. It is important to take the time to assess your needs to find the formula that suits you best.
Farm Buildings Coverage
This coverage allows you to rebuild your building(s) in the event of a disaster. In the case of older buildings, you may already know that you would not want to rebuild them. In this scenario, we will insure them at the actual cash value on the day of the loss, based on a prior appraisal. Provide your broker with as much detail as possible for coverage that truly meets your needs.
Farm/Hobby Farm Insurance
This type of insurance covers everything: the main residence, buildings, livestock, and equipment. Unlike a full-scale farm, which usually constitutes the farmer's livelihood, a hobby farm is more modest. It often involves a plot of land where activities generate no more than $50,000. Give us the most details possible, and we will help you mitigate your risks and choose the best plan.
Farm Homeowner's Insurance
This coverage is special because it includes Civil Liability. Very often, the owner lives on their place of work. This makes liability insurance inseparable from the homeowner's and farm insurance. Of course, every case remains unique, and an analysis of your situation is always required to properly establish your complete agricultural insurance coverage.
Farm Equipment Insurance
This product covers everything that is not mechanical failure, which is considered wear and tear. You are protected against collision, fire, theft, and vandalism. Depending on your reality and your needs, your broker will advise you on the most suitable plan.
Farm Products and Inputs Insurance
This insurance protects the product of your harvests. What is in your silos, in your truck, and what is stored. Any producer who transforms their products on site is also protected by this type of insurance. As for inputs, this includes insecticides, fertilizers, and all similar products used in production.
Civil Liability Coverage (Farm Liability)
Liability insurance protects you in the event of an incident on your premises or involving one of your products. You are also covered if one of your tractors is involved in a collision on the road, for example. This protection covers you in case of material, physical, or moral damages caused to a third party.
Farm Property Insurance
This product is the best option if you own land where there are no buildings and where you do not reside. This may include a woodlot, for example. Remember to mention to your broker that you own this plot of land; they will guide you toward the right protection.
Tractor and Mobile Equipment
You've protected your fixed equipment, everything that stays put on your land or in your buildings. You must also cover everything that rolls: tractors, combine harvesters, trailers, etc. Depending on your reality, your broker will advise you on the coverage that is right for you.
" Always there for us, great service, they take our requests seriously when it matters, and they really know their business and their customers well. I highly recommend them, service like this is rare these days. Thank you to your entire team. "
" Always listening! I've been a customer for years and receive outstanding service. "
" The staff are thoughtful, courteous, and attentive to our needs. They take care of everything and are especially knowledgeable about farming. "
" Everyone was offering me insurance for my rental property, but at a crazy price: $3,000. Malouin got me insurance that covers much more, for only $1,500. No complaints. Well done! "
" Great team! Always excellent service! Thank you to the whole team! "
Close to you, here for you.
Active in the insurance industry since 1962, Malouin Assurances has been safeguarding people and their projects in the region for over 60 years.
FAQ
Answers to your questions!
Is my agricultural machinery insured?
Yes, you can insure your tractors, harvesters, and other equipment. In the event of a breakdown, accident, or theft, your insurance will assist in replacing or repairing your equipment.
Does my agricultural insurance cover civil liability?
Certainly. If someone gets injured on your farm, or if your activities cause property damage to others, civil liability will protect you financially.
What factors influence the cost of my agricultural insurance?
The size of your farm, the type of production (dairy, grain, vegetables, etc.), the value of the property to be insured, and your claims history are the main factors that influence your premium amount.
Interested?
Get a quote
At Malouin Assurance, we believe that peace of mind starts with a quote. Our quoting process is simple, personalized, and always tailored to your specific needs.
Talk to a broker 1-888-625-6846
Partners
We work with the best suppliers
Intact
Promotuel
Optimum
Estrie Richelieu
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