Business
Focus on growing your business while we handle your protection.
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Talk to a broker 1-888-625-6846
You have dedicated time, energy, and resources to building your business. It’s important to protect that investment with insurance that covers property damage, legal issues, financial loss, or any other unforeseen events. We understand the realities of the business world and provide coverage that is tailored to the size, industry, and specific needs of your business.
Insurance
Construction and renovation
Insurance
Wholesale and distribution
Insurance
Garage et dealership
Insurance
Retail business
Insurance
Manufacturer
Insurance
Transportation, warehousing, and logistics
Insurance
Real estate
Insurance
Professional services
Insurance
Accommodation and catering
Insurance
Commercial vehicle
Insurance
Surety bond
" Always there for us, great service, they take our requests seriously when it matters, and they really know their business and their customers well. I highly recommend them, service like this is rare these days. Thank you to your entire team. "
" Always listening! I've been a customer for years and receive outstanding service. "
" The staff are thoughtful, courteous, and attentive to our needs. They take care of everything and are especially knowledgeable about farming. "
" Everyone was offering me insurance for my rental property, but at a crazy price: $3,000. Malouin got me insurance that covers much more, for only $1,500. No complaints. Well done! "
" Great team! Always excellent service! Thank you to the whole team! "
Close to you, here for you.
Active in the insurance industry since 1962, Malouin Assurances has been safeguarding people and their projects in the region for over 60 years.
FAQ
Answers to your questions!
Can I tailor my insurance to my industry?
Absolutely! The needs of a restaurant owner, a manufacturer, and a transporter are not the same. Your broker will ensure that your coverage is tailored specifically to your industry.
What factors affect the cost of my business insurance?
The cost of insurance is influenced by several factors, including the size of your business, the value of the property you want to protect, the industry in which you operate, your claims history, and the type of coverage you select. For instance, businesses in the restaurant or transportation sectors generally face greater risks compared to those in administrative fields, which can lead to higher insurance premiums. Implementing preventive measures, such as security systems, can help lower your costs.
Does my insurance cover my employees?
In general, business insurance does not directly cover employees, unlike group insurance. Instead, it protects your civil liability in case an employee causes harm while performing their job duties. Therefore, it is advisable to obtain group insurance or contact the CNESST to ensure the financial and medical security of your employees.
Can I deduct my business insurance premiums from my taxes?
Yes, you can typically deduct business insurance premiums as a business expense on your taxes. However, it’s advisable to consult with your accountant for specific guidance on how to proceed.
Am I protected if my operations are temporarily suspended after a disaster?
Yes, but only if you have business interruption coverage. This coverage protects against financial losses that arise from a temporary halt in your operations due to a covered disaster, such as a fire.
Interested?
Get a quote
At Malouin Assurance, we believe that peace of mind starts with a quote. Our quoting process is simple, personalized, and always tailored to your specific needs.
Talk to a broker 1-888-625-6846
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