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Your home is your sanctuary, the place where you feel safest. Our home insurance covers both your house and belongings, allowing you to enjoy your space without worries. While we can’t foresee every situation, we can ensure that you’re well-prepared in case of an emergency.
" Always there for us, great service, they take our requests seriously when it matters, and they really know their business and their customers well. I highly recommend them, service like this is rare these days. Thank you to your entire team. "
" Always listening! I've been a customer for years and receive outstanding service. "
" The staff are thoughtful, courteous, and attentive to our needs. They take care of everything and are especially knowledgeable about farming. "
" Everyone was offering me insurance for my rental property, but at a crazy price: $3,000. Malouin got me insurance that covers much more, for only $1,500. No complaints. Well done! "
" Great team! Always excellent service! Thank you to the whole team! "
About
Close to you, here for you.
Active in the insurance industry since 1962, Malouin Assurances has been safeguarding people and their projects in the region for over 60 years.
FAQ
Answers to your questions!
A tree fell on my building. What should I do?
First, contact your insurance broker, who can guide you through the process. A claims professional will assess the situation and the extent of the damage. There are two main reasons a tree might fall: extreme weather conditions or a health issue with the tree itself. Once the cause has been identified, it will be possible to determine who is responsible and what compensation may be awarded.
I am a tenant. Am I required to have insurance?
While it’s not legally mandatory, it is highly recommended that you obtain rental insurance. In the event of a claim, the expenses for replacing furniture and personal belongings can add up quickly. For instance, if a fire caused by your negligence damages the building you live in, you could be held responsible for substantial repair costs. Take the time to compare different insurance policies; for a small monthly fee, you can avoid a lot of potential issues.
Will the cost of my cottage insurance change depending on how I use it?
Yes, your coverage and premium amount will be influenced by usage frequency, whether it’s year-round or seasonal.
I’m renting a condo: what kind of insurance do I need?
It’s important to note that a condo owner’s insurance policy does not cover your personal belongings in the event of a loss. Protecting your possessions is your responsibility. While tenant insurance is not legally required, it is highly recommended to protect yourself against unexpected events.
Is homeowners insurance different from home insurance?
Home insurance varies based on whether you are a renter or a homeowner. Homeowners can be classified as owner-occupiers, who live in the property, or non-occupiers, who typically rent out the property, such as in the case of income properties, duplexes, or triplexes. It’s important to clearly define your situation to ensure you receive the most comprehensive coverage possible.
Partners
We work with the best suppliers
Intact
Promotuel
L’Unique
Pafco
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At Malouin Assurance, we believe that peace of mind starts with a quote. Our quoting process is simple, personalized, and always tailored to your specific needs.
Talk to a broker 1-888-625-6846
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