Recreational vehicle
Enjoy your free time to the fullest, without any unpleasant surprises.
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Talk to a broker 1-888-625-6846
No matter if you’re exploring off the beaten path or embarking on a road trip, it’s important to protect your recreational vehicles. Our insurance covers common risks and includes civil liability, roadside assistance, and coverage for driving rented or borrowed vehicles.
" Always there for us, great service, they take our requests seriously when it matters, and they really know their business and their customers well. I highly recommend them, service like this is rare these days. Thank you to your entire team. "
" Always listening! I've been a customer for years and receive outstanding service. "
" The staff are thoughtful, courteous, and attentive to our needs. They take care of everything and are especially knowledgeable about farming. "
" Everyone was offering me insurance for my rental property, but at a crazy price: $3,000. Malouin got me insurance that covers much more, for only $1,500. No complaints. Well done! "
" Great team! Always excellent service! Thank you to the whole team! "
Close to you, here for you.
Active in the insurance industry since 1962, Malouin Assurances has been safeguarding people and their projects in the region for over 60 years.
FAQ
Answers to your questions!
Is boat insurance mandatory?
In theory, boat insurance isn’t mandatory. However, it’s smart to at least get liability insurance. In addition, lenders often require it when financing a boat.
Is it better to take out boat insurance rather than adding my boat to my home insurance?
You can include coverage for your boat under your home insurance policy, even though it is considered a vehicle. However, it’s important to understand what this coverage entails. Primarily, it will cover civil liability, and in some cases, protections against fire, collision, or theft may also be included. However, any maritime assistance or towing services at sea will not be covered. Depending on your needs, you might want to consider purchasing separate boat insurance.
If your boat’s engine exceeds a certain horsepower or if the boat is particularly lengthy, separate insurance coverage will be mandatory.
Will I be covered if I travel to the United States?
Yes, you will be covered; however, we strongly recommend increasing your civil liability coverage to $2,000,000. Legal expenses in the event of an accident in the United States are significantly higher than those in Quebec.
How is the price of my motorcycle insurance calculated?
The cost of your motorcycle insurance premiums is influenced by several factors, including: the model of your motorcycle (power, engine size, rarity), the distance you ride, how you use it (occasionally or regularly), the area where you primarily ride (city or countryside), your age, your driving record, and where you park your motorcycle.
Is snowmobile insurance mandatory?
Yes. In Quebec, it is required to have civil liability insurance with a minimum coverage of $1,000,000. This coverage protects against property damage and bodily injury caused to others.
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At Malouin Assurance, we believe that peace of mind starts with a quote. Our quoting process is simple, personalized, and always tailored to your specific needs.
Talk to a broker 1-888-625-6846
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