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Snowmobile

Before you start your snowmobile, make sure you have the right insurance. Civil liability insurance is mandatory, but you can also add other types of coverage for total protection. This way, you can ride the snowy trails with complete confidence.

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Why get snowmobile insurance?

Accidents can occur suddenly, even on the most beautiful trails. Snowmobile insurance provides coverage for theft, collisions, and rollovers, as well as protecting you from civil liability. It’s the best way to fully enjoy your winter adventures!

Standard coverage

Depending on the type of snowmobile you own and how you use it, standard coverage may be ideal for you.

Civil liability

This option provides coverage for property damage or bodily injury to third parties in the event of an accident involving your snowmobile.

Theft, fire, and vandalism

You can feel confident knowing that you are protected against risks such as theft, fire, or vandalism.

Collision and rollover

Coverage that protects your snowmobile, its equipment, and accessories in case of a collision or rollover.

Additional coverage

Depending on your circumstances and risk tolerance, you can enhance your insurance coverage. Additional options are available to help you expand your coverage and create a tailored safety net.

Replacement value

Is your snowmobile new? You might want to insure it for its "replacement value," meaning without considering depreciation. This ensures you can replace it with a new snowmobile.

Equipment and accessories

You can also insure equipment and accessories that go with your snowmobile, such as a sled, luggage rack, etc.

FAQ

Answers to your questions!

How is the price of my snowmobile insurance determined?

Multiple factors come into play, including your profile and history, how you operate your snowmobile, the model and value of the snowmobile, etc.

How do I file a snowmobile insurance claim?

Contact your broker or insurer promptly. Most insurers have a deadline for submitting claims (typically ranging from 90 days to 12 months, depending on the company).

Is snowmobile insurance mandatory?

Yes. In Quebec, it is required to have civil liability insurance with a minimum coverage of $1,000,000. This coverage protects against property damage and bodily injury caused to others.

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At Malouin Assurance, we believe that peace of mind starts with a quote. Our quoting process is simple, personalized, and always tailored to your specific needs.

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